Executive Summary
NFsTay approached Decrypted Labs with an ambitious vision: democratize access to the lucrative short-term rental market by tokenizing rent-to-rent (rental arbitrage) properties. Instead of requiring users to buy real estate outright, NFsTay wanted to let anyone become a fractional partner in professionally managed Airbnb properties—starting from just $1,000.
Decrypted Labs delivered a production-ready platform featuring:
Tokenized real estate assets offering monthly rental yields.
On-chain voting and commission systems for partner decision-making and referrals.
Multi-chain staking, liquidity pools, and buyback mechanisms.
Fiat-to-crypto onramps via Wert.io for seamless investment.
About NFsTay
Industry
PropTech / Real-World Assets (RWA) / DeFi
Objective
Create a rent-to-rent / rental arbitrage platform with blockchain tokenization
About
NFsTay tokenizes unused short-term rental capacity, letting investors own fractions of rent-to-rent properties. The platform leases units at fixed rates and sublets them at premium nightly prices, monetizing unoccupied nights. Positioned in the growing $112B short-term rental market, it combines PropTech with real-world asset tokenization.
Challenges and Objectives
NFsTay had proven their rent-to-rent model worked at scale—managing 100+ properties profitably. But they faced critical limitations:
Capital & Access Barriers
Short-term rental scaling required high upfront capital, limiting participation.Traditional property investment excluded most potential investors. International barriers further restricted global access to UK deals.
Transparency & Trust Gaps
Partners lacked real-time visibility and transparency into performance and income distribution.Trust and scalability required automated, data-driven accountability.
Operational & Governance Complexity
Fractional ownership created legal and administrative challenges.Governance systems were needed for voting and decision-making.Automated payouts and on-chain referral tracking were essential.
Technical Objectives & Solution Vision
The platform aimed to tokenize investments starting from $1,000+.On-chain governance and smart contracts would automate operations.DeFi integration and fiat onramps would enable global participation.
They wanted to unlock real estate investing without buying property
NFStay faced the challenge of scaling a proven rent-to-rent model while removing the high capital, transparency, and accessibility barriers of traditional property investment. The platform needed to tokenize short-term rental properties, enable fractional partnerships from as little as $1,000, automate income distribution, and give global partners real governance power—all while operating on real cash-flow-generating assets.
The Solution
Fractional property ownership via smart contracts with automated profit distribution and full on-chain transparency. Token-weighted voting gives investors direct control over key decisions.
STAY token powers bookings, staking, and liquidity, while ROCKS NFTs unlock membership benefits. Revenue-backed buybacks reinforce long-term ecosystem value.
Integrated booking marketplace connects investment to real stays. On-chain commissions, fiat onramps, and seamless onboarding enable global participation.
Results
The Impact
For Investors
Instead of $100,000+, monthly passive income without property management burden, and real governance power over investments across 120+ diversified properties.
For Property Owners
Professional management with guaranteed rent, higher yields than traditional leasing, and zero vacancy risk while accessing global capital markets.
For Payment Agents
New revenue stream via transparent on-chain commissions with automated, trustless payments at scale.
For The Industry
Proof-of-concept that RWA tokenization works at scale, providing a template for PropTech companies entering Web3 with practical blockchain utility beyond speculation.
Technical Specifications Summary
Component | Technology | Purpose |
|---|---|---|
Blockchain | Binance Smart Chain | Low fees, fast transactions |
STAY Token | BEP-20 Standard | Utility token for ecosystem |
ROCKS NFTs | ERC-721 Standard | Membership & staking rewards |
Governance | On-chain voting | Partner decision-making |
Wallet | Particle Network | User-friendly onboarding |
KYC/AML | Sumsub | Regulatory Compliance |
Fiat Gateway | Wert.io | Credit card to crypto |
DEX | PancakeSwap | Liquidity & trading |
Documentation | GitBook | User guides & API docs |
Our RWA Development Expertise Includes
Strategic Asset & Legal Structuring:
Asset evaluation and viability assessment, Special Purpose Vehicle (SPV) and trust creation, KYC/AML compliance frameworks, and securities law navigation across multiple jurisdictions
Smart Contract Engineering
Token standard selection and development (ERC-1400, ERC-3643), self-executing contract deployment for ownership transfers and dividend distribution, and full smart contract auditing before launch
Blockchain Infrastructure
Protocol selection and integration across Ethereum, Algorand, Binance Smart Chain, and private ledgers such as Hyperledger Fabric, R3 Corda based on your security, speed, and cost requirements
Custody Solutions
Institutional-grade digital asset custody including multi-signature wallets and cold storage for both tokens and the underlying physical assets
Secondary Market Development
Compliant, regulated trading marketplace builds to increase liquidity for tokenized assets, plus fractionalization mechanisms that divide high-value assets into accessible units
Asset Lifecycle Management
Ongoing performance tracking tools, automated financial reporting, and investor relations management built directly into the platform
Ready to Build Your Real-World Asset Platform?
Whether you're tokenizing real estate, commodities, art, or any physical asset, Decrypted Labs has the expertise to bring your vision to life.